Payment Gateway Options for eCommerce Websites

Ecommerce web design creates websites that can sell products and services online, and a fundamental part of that design is incorporating a way for people to make payments.

Without a payment gateway on your eCommerce website, your site might not be an eCommerce website at all. For example, someone who wants to sell paintings online without a way for people to buy them on the site itself will really just own a portfolio website.

Thus, here are some of the best payment gateway options for your eCommerce web design.

Payment Gateway Options for eCommerce Websites

Stripe

Stripe is one of the most established payment gateways and is used on big sites like Amazon, Booking.com, John Lewis and many more recognisable businesses. The platform facilitates all the popular payment methods and is great if you want to analyse sales with detailed data that is collected as you operate.

Pros:

  • Most popular payment types accepted
  • Excellent data capture for business analysis
  • Trusted and secure

Cons:

  • Competitors support even more payment methods

PayPal

We’re all familiar with PayPal as an online wallet to store, send and receive cash, but do you know it can also be used as a payment gateway for your business website? Because PayPal is so popular with so many active users already, adding a PayPal gateway to your website can be a wise choice. Over 300,000 eCommerce websites already use PayPal (and rising!) and it is extremely safe.

Pros:

  • Already has a lot of users
  • Accepts bank transactions as well
  • No ongoing monthly fees etc.
  • Trusted brand

Cons:

  • 3.4% transaction fee is a little steep

Mollie

Mollie is one of the latest payment gateway options to enter the frame. And it is arguably one of the best. Business owners sign up for a subscription and can activate it on their site with plugins. Mollie will accept a wide range of payment options, including PayPal, bank cards, and specific payment options in different countries. For example, in Belgium they use Bancontact which can be activated through Mollie. Mollie can even support cryptocurrency payments if desired.

Pros:

  • Wide range of payment methods accepted
  • Easy to personalise from your dashboard (open and close payment methods!)
  • Ideal for international eCommerce websites

Cons:

  • Fees can be higher than some competing options

SecurePay

Another payment gateway you have likely come across as you do your own online shopping is SecurePay. It supports most payments with banks and can also host payments using PayPal wallets. Just like Stripe provides great business insight with metrics and data regarding sales, so does SecurePay.

Pros:

  • Lower transaction fees than most
  • Support mainstream payment options
  • Provides fantastic sales insights

Cons:

  • Includes a cancellation fee to terminate the service

Worldpay

Worldpay is an excellent payment gateway for your eCommerce website if you plan on selling internationally. Alongside accepting most cards and more than 110 currencies, they also accept PayPal. This is part of the reason why they are estimated to process around 40% of online payments in the British Isles.

Pros:

  • Respected gateway customers trust
  • Superb for international businesses
  • Also offer payments by link

Cons:

  • Transaction fees are hidden and depend on your business
  • Ongoing monthly fees

Can Payment Gateways Support Recurring Transactions?

Some of the payment gateways above can support recurring transactions, i.e. when a customer enrols into a monthly subscription to your product or service. This can be a cost-effective way of collecting payments online automatically without having to find a company to execute costly direct debit collections.

Send Me The Details

Send me your details below to get your free guide to keeping your website safe
* indicates required